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Most digital nomads learn about travel insurance the hard way — a hospital bill in Bali, a stolen laptop in Lisbon, a missed connection that cascades into a week of chaos. The mistakes are almost always the same, and almost always avoidable. This guide walks through the most common travel insurance errors nomads make, explains why they happen, and gives you a clear framework for getting coverage that actually holds up when things go sideways. Mistake 1: Buying a Poli